80% HELOC

CAN YOU FIND A BETTER RATE ON AN 80% HELOC? PROBABLY NOT.

Current APR Variable 4.40% - 7.50% * [View Full Rate Sheet]
A home equity line of credit you can use on your terms.

Our 80% HELOC gives you the power to use your loan as often as you wish, up to your credit limit. Plus, it gives you the opportunity to borrow at great rates and gain valuable tax benefits because the interest may be tax deductible. The maximum credit line available is $100,000 and the minimum is $10,000.

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Highly competitive interest rates
Tax-deductible interest payments
Terms up to 15 years
Very low closing costs
Account access available in branch, phone and Web
Maximum credit limit of $100,000

APR = Annual Percentage Rate. The APR will vary for the life of the loan based on Prime Rate published in The Wall Street Journal Money Rates Table plus a margin. The Prime Rate is subject to a minimum of 4.5%. Maximum APR is 18%. Rate is subject to credit qualifications. Insurance must be carried on property securing this loan. Minimum loan amount is $10,000. Maximum loan amount is $100,000. Kansas residents are required to pay state mortgage tax of $2.60 per $1,000 of mortgage filed. Home Equity Lines of Credit are not available in Texas or New York. Consult a tax advisor conerning tax-deductibility.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.